January 23, 2026 1:27 pm

Breaking News

Punjab Launches “Chief Minister Health Insurance Scheme”: ₹10 Lakh Free Treatment for Every Family

Published by: Gill Bikram

Punjab Launches “Chief Minister Health Insurance Scheme”: ₹10 Lakh Free Treatment for Every Family

In a historic move for healthcare, AAP supremo Arvind Kejriwal and CM Bhagwant Mann launched the Chief Minister Health Insurance Scheme from Mohali on January 17, 2026. The government promises no Punjabi will be denied treatment due to costs.

🌟 Scheme Highlights

  • Free Coverage: ₹10 lakh annual cashless treatment per family.

  • Universal Access: No income/age limits—farmers, laborers, businessmen all eligible.

  • Reach: Benefits ~3 crore people across 6.5 million families.

  • Hospitals: Valid at all government facilities + 900 empaneled private hospitals (Punjab & Chandigarh).

📋 Registration Process

  • Documents: Aadhaar + Voter ID.

  • Centers: Available at 9,000+ service/nomination centers statewide.

  • Doorstep Tokens: Youth club members distributing slips house-to-house.

💉 What’s Covered?

  • All critical illnesses, ICU care, chemotherapy, deliveries, minor/major surgeries.

  • Hospital tests/medicines during admission fully reimbursed.
    (Note: Cosmetic surgery excluded)

💰 Hospital Payment System

Health Minister Dr. Balbir Singh:

  • Claims settled within 15 days.

  • ₹1,200 crore budget allocated.

  • Patients go home tension-free; govt-hospital settlement follows.

Key Edge: Unlike Ayushman Bharat (covers 80%), this reaches 100% Punjabis.

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